Get Secure Personal Loan up to ₹50 Lakhs

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  • Loan Eligibility
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Personal Loan Benefits & Features

Unlock the potential of your property with Nayaloan

Nationality

Applicant should be an Indian citizen.

Age

Applicants should be between 23 to 75 years old.

Income

Regular income is required—applicable for both salaried and self-employed individuals.

Property Type

Residential and commercial properties are eligible for a Loan Against Property.

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Why choose Nayaloan for Loan?

High Loan Amounts

Access loans of up to ₹ 10 crore based on the value of your property.

Attractive interest rates

Enjoy attractive interest rates, making your monthly repayments easier to manage.

Complete digital process

Experience a seamless application and approval process with no paperwork required.

Flexible tenure

Choose a tenure that suits your financial planning, with options ranging up to 180 months.

Zero prepayment charges

Benefit from zero prepayment charges, allowing you to pay off your loan without any extra costs.

Loan Transfer and Top-Up Facility

Easily transfer your loan and enjoy a top-up facility starting from ₹3 lakhs.

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Frequently Asked Questions

You can apply for personal loans ranging from ₹1,000 to ₹4,00,000, depending on your financial needs and eligibility.

We offer pocket-friendly EMIs with flexible repayment terms ranging from 3 to 18 months, allowing you to choose a plan that fits your budget.

A pre-approved nayaloan limit is the loan amount that is instantly available to you based on your profile and credit history. You may receive a pre-approved limit of up to ₹2,00,000, which can be availed instantly.

nayaloan provides an easy way to check if you qualify for a loan through its Social Loan Quotient (SLQ) system. To find out if you're eligible, simply complete your profile on the nayaloan app and submit the necessary documents. Once done, the AI-based SLQ engine will quickly assess your credit profile and give you a rating. If your profile is rated "Good," you can proceed to apply for a loan using the "Get nayaloan" tab, and you'll also receive your SLQ score. However, if your profile is rated "Poor," you won't be eligible for a loan at that time, but you can improve your credit profile and reapply after a few months. Additionally, responsible use of nayaloan will help boost your SLQ score, increasing your chances of loan approval in the future.

Not at all! The entire process is 100% digital, meaning there’s no paperwork involved. You can apply within minutes and receive approval swiftly.

Any Indian citizen living in India who meets the following criteria can apply for a loan through the nayaloan app:

  • Age: Must be 18 years or older
  • Employment: Must have current employment with a monthly salary of ₹12,000 or more
  • Bank Account: Must have an active bank account
  • Social Media: Must have a Facebook, Google+, or LinkedIn account
  • Proof: Must provide valid identity and address proof